tomstonsils59
May 13th, 2003, 10:06 PM
Hello Everyone: Just thought alot of people maybe interested this article i got from Spywareinfo Newsletter>>> Just wanted to let everyone know who hasn't already heard, the four major credit bureaus in the US will be allowed, starting July 1, to release your credit info, mailing addresses, phone numbers, etc., to "anyone" who requests it. (Anyone is considered only "legitimate" business concerns -whatever that means)If you would like to 'opt out' of this release of your info, you can call 1-888-567-8688. It only takes a couple of minutes to do.
Once the message starts you'll choose option #2 (even though option #1 refers to this E-mail) and then option #3 - Be sure to listen closely, the first option is only for a two-year period. Make sure you wait until they prompt for the third option, which opts you out forever. It's still interesting to just listen to option #1, which tries to discredit an e-mail circulating the internet ! But use he option #2 and #3 sequence to actually accomplish a perminate removal.
The FTC will send a follow up letter to you at your address to confirm this Opt Out.
This email is almost right. 1-888-567-8688, or 1-800-5optout, is a shared number used by the big four credit reporting agencies. If you call it, press #2, then select the second option from the next menu, you can opt out of all future mailings for pre-approved offers of credit from the big four credit reporting agencies. It has been available to consumers since 1997 as a provision of the Fair Credit Reporting Act.
The email above mixes this up with the Gramm-Leach-Bliley Act which requires banks and financial companies to give consumers reasonable time to opt out of having their personal information sold to third parties. Banks and other financial companies legally are able to sell your information to anyone with the money to buy it. It is your responsibility to opt out of that specifically at each company with which you do business. There is no deadline for doing this, despite the date mentioned in the email.
Once the message starts you'll choose option #2 (even though option #1 refers to this E-mail) and then option #3 - Be sure to listen closely, the first option is only for a two-year period. Make sure you wait until they prompt for the third option, which opts you out forever. It's still interesting to just listen to option #1, which tries to discredit an e-mail circulating the internet ! But use he option #2 and #3 sequence to actually accomplish a perminate removal.
The FTC will send a follow up letter to you at your address to confirm this Opt Out.
This email is almost right. 1-888-567-8688, or 1-800-5optout, is a shared number used by the big four credit reporting agencies. If you call it, press #2, then select the second option from the next menu, you can opt out of all future mailings for pre-approved offers of credit from the big four credit reporting agencies. It has been available to consumers since 1997 as a provision of the Fair Credit Reporting Act.
The email above mixes this up with the Gramm-Leach-Bliley Act which requires banks and financial companies to give consumers reasonable time to opt out of having their personal information sold to third parties. Banks and other financial companies legally are able to sell your information to anyone with the money to buy it. It is your responsibility to opt out of that specifically at each company with which you do business. There is no deadline for doing this, despite the date mentioned in the email.